Cuba Payment Methods and Conditions

Cuba is not connected to the SWIFT banking network. This means a standard international bank transfer to a Cuban account is not possible in the normal sense. Buyers and exporters need a documented, compliant third-country payment path.

Common compliant options

• Third-country agency payment through a compliant intermediary entity.
• Letter of credit issued through a bank that supports Cuba-related trade.
• Confirmed prepayment through agreed compliant channels.

What must be true before payment

• Payment route is documented in writing and agreed by all parties.
• Sanctions and vessel restrictions are checked for the specific transaction.
• Every party is named in the service contract.
• No informal exchange or unlicensed fund transfer is used.

See Payment Facilitation and Compliance for details.